If you have been injured in a warehouse accident in Florida, you have the right to file a workers’ compensation claim to cover medical treatments, missed wages while recuperating, and more. Knowing your rights will help ensure you get the compensation you deserve, as some insurance companies and workplaces will try to put workers at fault for their injuries.
What does workers’ compensation cover?
Worker’s compensation is a state-mandated program that covers a wide range of injuries that occur to employees while on the job. Many workers will receive benefits no matter who was at fault in the incident. When you agree to accept workers’ compensation payments, you agree not to sue your employer for the injury. The types of accidents covered are broad, but if you test positive for drug or alcohol use and are suspected to have been under the influence when the incident occurred. the state can deny your claim. Workers’ compensation covers long-term and permanent injuries, even if you are unable to work again.
Payments that workers can receive include:
- Replacement income, usually about two-thirds of your wages
- Medical care
- Compensation for permanent injuries
- Compensation to families of employees killed while working
Injuries that occur over a period of time, such as back problems caused by lifting heavy objects, are covered too. Even problems such as anxiety and depression can be covered if you can prove the condition was caused by a hostile work environment.
What if my company denies my claim?
Sometimes businesses and their workers’ comp insurance will do everything in their power to deny your claim, saying that you are responsible for the injury. Such scenarios are common, especially for conditions that develop over time, so you shouldn’t take no for an answer and appeal your case.
You have a specified number of days from the date of your injury, or the date of the diagnosis, to file a workers’ compensation claim. Remember that insurance companies are not your friend in this process, as their goal is to give you as little compensation as possible even though you may have a right to payments.