A work injury can leave you facing medical bills, missed paychecks, and an uncertain path back to your job, whether you were hurt by a piece of equipment, a coworker’s mistake, or the negligence of someone outside your workplace entirely. At Smith, Feddeler & Smith, P.A., our Orlando work injury lawyers help injured workers understand their options under Florida law and pursue the compensation they are owed. Call (863) 688-7766 or reach out online for a free case evaluation.
Work injury cases are not always straightforward, particularly when a claim involves both a workers’ compensation filing and a separate personal injury claim against a negligent third party. Our firm has a long-standing history of helping injured workers throughout Central Florida, and our experienced staff understands how to build a case that accounts for every source of compensation available to you.
We are not interested in a quick settlement that leaves money on the table. Insurance companies know that our firm is prepared to take a case all the way to trial if necessary, which gives us leverage during negotiations that firms unwilling to litigate simply do not have. We are in this for the long haul, and we stay with our clients through every stage of the process, from the initial filing to a final resolution.
A work injury generally includes any injury or illness that arises out of and occurs in the course of your employment.
This covers sudden accidents, such as a fall from a ladder or an injury caused by defective equipment, as well as conditions that develop over time from repetitive tasks or prolonged exposure to hazardous conditions.
To qualify for workers’ compensation benefits, Florida law requires you to prove that your injury arose out of your work and occurred within the scope of your employment, and you do not have to demonstrate that your employer was careless. A separate personal injury claim against a third party requires showing that party’s negligence caused your injury.
Orlando’s economy includes a heavy concentration of hospitality, construction, warehousing, theme park, healthcare, and office-based operations, and each of these industries carries its own injury risks.
Workers’ compensation claims in Orange County are handled through the Florida Division of Workers’ Compensation, while third-party lawsuits are typically filed in the Ninth Judicial Circuit Court, which serves Orange and Osceola Counties.
These two paths often get confused, but they serve different purposes and involve different rules.
Many injured workers are entitled to pursue both types of claims at the same time, though a workers’ compensation insurer may have a lien, meaning a legal right to be repaid, on any third-party recovery for benefits already paid. Contact an Orlando workers’ compensation lawyer today.
Florida’s workers’ compensation system provides several categories of benefits, including:
Workers’ compensation does not include compensation for pain and suffering, which is one of the main reasons a third-party claim can matter so much when one is available.
A third-party claim becomes available when someone other than your employer or a fellow employee acting within the course of employment caused or contributed to your injury. Common examples in and around Orlando include:
Unlike a workers’ compensation claim, a third-party claim allows you to pursue full damages, including pain and suffering and the complete value of your lost earning capacity.
Florida follows a modified comparative negligence standard under Fla. Stat. § 768.81(6). You can still recover damages in a third-party claim as long as you are found 50% or less at fault for your injury, though your recovery will be reduced by your percentage of responsibility.
If you are found more than 50% at fault, Florida law bars you from recovering any damages in that claim. This rule does not apply to your workers’ compensation benefits, which remain available on a no-fault basis regardless of your own conduct, aside from limited exceptions such as intoxication.
Deadlines differ depending on which type of claim you are pursuing.
Missing either deadline can permanently bar you from recovering compensation through that path, so it is important to understand which deadlines apply to your situation as early as possible.
Taking the right steps early can protect both a workers’ compensation claim and any potential third-party case. Consider the following:
Florida law does not permit an employer to terminate you specifically because you filed a workers’ compensation claim, though an employer may still terminate you for unrelated, legitimate reasons. If you believe you were let go in retaliation for filing a claim, it is worth discussing the circumstances with a lawyer.
For workers’ compensation purposes, Florida’s no-fault system generally means your own carelessness does not prevent you from receiving benefits, aside from limited exceptions such as intoxication or willful misconduct. Fault becomes more relevant only in a separate third-party claim against someone outside your employment relationship.
Most Florida employers with four or more employees are required to carry workers’ compensation coverage, though construction industry employers must carry coverage starting with just one employee. An uninsured employer can face significant penalties. If your employer failed to carry required coverage, you may have additional legal options beyond the standard workers’ compensation process.
Work injury cases often involve overlapping deadlines and multiple potential sources of compensation, and missing a step early on can limit your options later. Our Orlando team at Smith, Feddeler & Smith, P.A. can evaluate whether you have a workers’ compensation claim, a third-party claim, or both, and we are prepared to pursue your case as far as necessary to reach a fair result.
Call (863) 688-7766 or contact us online for a free case evaluation to discuss what happened and what comes next. Our Orlando office meets with clients by appointment only, so please call ahead to schedule your consultation.