What Stalling Tactics Do Insurance Adjusters Use?
After an accident, it is important to have a proper understanding of your insurance company and the role of your adjuster in the process. Marketing slogans aside, insurance is a business, and as such, an insurance company’s highest priority is to make money and minimize costs. The most significant cost an insurance company has is the payout of legitimate claims from their policyholders.
If you have been in an accident and the other driver is clearly at fault, that driver’s insurance company is on the hook to pay for the damages that result. At Smith, Feddeler & Smith, P.A., we have been serving clients in all types of accident claims throughout central Florida for 40 years. Our lawyers know how to deal with the insurance companies to make sure you get the full award to which you are entitled.
Stalling Tactics And Warning Signs
These are some of the most common tactics and warning signs you should watch for after an accident:
- Denied claim due to lack of cooperation from the insured: An insurance company will often blame the insured for not providing adequate information to approve the claim. Although it is true that the insurance company needs information from its policyholder before approving a claim, in many cases the insurance company has enough information to approve your claim. The insurance company used a purported lack of information as a stalling tactic to delay paying out.
- Incremental information requests: Adjusters will sometimes ask for one piece of information from you now, then another in a few weeks, etc. This is almost always a stalling tactic. Adjusters know what types of information they need usually right at the beginning of the claim process.
- Changing representatives: Similar to the incremental information requests, it is understandable that a company would change representatives; but there is a limit at which the representative changes train credibility. If you have been through a number of different representatives from the insurance company after an accident, it is likely a stalling tactic.
- Trying to use your insurance: If the other driver is responsible for the accident, that driver’s insurance company is the one who should be paying. If that insurance company representative starts suggesting that the compensation should be covered by your insurance policy, it is a tactic to avoid paying out on a valid claim.
All of these tactics are designed to confuse and frustrate you. Often, people without legal representation will simply get frustrated and give up. At Smith, Feddeler & Smith, P.A., we are here to make sure that doesn’t happen.
Call For A Free Consultation
After an accident, talk with one of our lawyers right away, We can help you walk through the legal process and protect you from the insurance company tricks and tactics. Call us at 863-336-6927 or email us today.